For advisors, pastors and referral partners
Send me the people who are not ready for you yet, and I will walk with them hand in hand until they are.
You manage their money. I help them manage their behavior around it. Nothing to track: you send one link, and I take it from there.
Ramsey Certified Financial CoachFinancial Peace University FacilitatorCoaching and education, never investment, tax or legal advice

Who to send
You will recognize them. Most are people you would otherwise have to tell no, or come back later.
They earn a good income and still have nothing left at the end of the month
They carry consumer debt and do not know which one to pay first
They and their spouse avoid the money conversation, or fight about it
Their income changed, or they are handling the money alone for the first time
They want their money decisions to line up with their faith
They are not ready to invest yet, and you would rather not turn them away
Not a fit: anyone looking for investment tips, a quick hack or a fast buck. That work belongs with you.
Why partners send people to Foluke
It complements your work and never competes with it
Foluke sells no financial products, manages nobody's money and gives no investment, tax or legal advice.
You offer a solution instead of saying come back later
The person you could not help yet leaves your office with somewhere to go.
Part of the coaching is building their own money team
Clients learn when to bring in a financial advisor and a CPA, and what to ask them.
Faith-centered, and she says where she stands in plain words
Read it before you send anyone. Where I Stand

We had tried to get counseling, we had tried to talk to other people... It was very generic.
What your client gets
Find the Money: six months of coaching with Foluke, for people who earn well and can't say where it went. On their own or as a couple.
Find the Money
$3,600, one payment. As a couple, it covers them both.
- First sessionThe Freedom Plan Session. Two hours, every account and every debt mapped, and a written plan with their real debt free date.
- Weeks 1 to 12Weekly live coaching, where the work actually gets done.
- Weeks 13 to 24Every other week, with private check ins at week 12 and week 24.
- GraduationThe alumni room, Money Mastery and an annual reset, so the plan holds when life gets busy.
K.I.N.G., in words you can repeat
Foluke walks each client through four things, in this order. She calls it K.I.N.G.
Knowledge
They know their own numbers: what comes in, where it goes and what they owe.
Identity
They understand why they spend the way they do, and where that pattern came from.
Navigation
They can read their own financial picture and see the path forward.
Governance
They run it without being reminded: systems, a weekly money rhythm and their own professional team.
Six months is not a round number. At three months a person is still forming a habit. Six months is where it becomes who they are with money.
Case study
Meet Ana and Jacob
A married couple who finished Find the Money in September 2026. Money was the one area they had avoided since their wedding. Here is what happened, in their own words.
-
Where they started
Credit cards felt like the only way to live
I literally did think that I was always going to have credit cards. I was drowned in so many accounts. That's how trapped I felt.
Jacob
Ana and JacobLife without credit cards -
What they had tried
Counseling that stayed on the surface
We had tried to get counseling, we had tried to talk to other people... It was very generic. But it wasn't getting to the root of the issue.
Jacob
Ana and JacobWhat they had tried before -
What changed
Debt free, and budgeting on their own
We are credit card debt free. You could not say that before... capable of doing something I never knew I could do.
Ana and Jacob
Ana and JacobWhat they can do now -
What it gave them
Trust, in the one area they had avoided
And now it feels so freeing. It genuinely feels so freeing and so light. And it feels like, like if we could do this, we could do anything.
Ana
Ana and JacobThe trust they built
I was deeply struggling to communicate about finances with my husband in a healthy way. There was clearly a disconnect and I would end up angry and frustrated. For the first time ever we have money conversations that are not only healthy but deeply empowering to us BOTH. It has been life-changing and marriage-saving!
Others who have worked with Foluke
I've wiped out a lot of my debt and now I am positioned to build wealth.
The feeling of relief... things are possible that you don't realize until someone unbiased is looking at it. You make it clear. You make it sound possible... and you do it in such a loving, non-judgmental way. I feel so comfortable and safe. I already referred someone to you.

Who you are sending them to
Foluke Olayele, known as Aunty Foluke. Everything below is confirmed.
- Certified
- Ramsey Certified Financial Coach and Financial Peace University Facilitator
- Books
- Plant Your Money Seeds and Leave Room for the Father
- Background
- Degrees from UCLA and Pepperdine, including an MBA
- Also
- The TodayPLANTomorrow podcast and Biblical Wealth Builders
- Business
- HINH Consulting LLC, Southern California, serving clients nationally
Watch Foluke run a real consultation
One full one-on-one session, recorded with the client's permission and posted on her YouTube channel, so you can see how she works before you send anyone.
How to send someone
Pick one. Each takes about a minute. Most people start at Foluke's free Tuesday class, and she takes it from there.
- 1
Text them one link
Paste this into a text message, in your own words if you prefer.
I work with a financial coach named Foluke Olayele. People call her Aunty Foluke. She helps people get their day to day money organized, and I think she would be a good fit for you. Here is her program: start.handinhandconsulting.net/findthemoney
- 2
Introduce them by email and copy Foluke
This is the one that works best. Foluke replies to both of you, so your client never has to make the first move.
Subject: Introduction to Foluke Olayele Hi [client's first name], I would like to introduce you to Foluke Olayele of Hand In Hand Consulting, copied here. She is a faith-based financial coach who helps people get organized with their day to day money, and I think she can help with what we talked about. Foluke, over to you. [Your name]
- 3
Or just say the address out loud
start dot handinhandconsulting dot net, slash find the money. They can come to a free class or join from there.
start.handinhandconsulting.net/findthemoney
Your client pays the same price as everyone else, and there is nothing for you to track. If you want Foluke to know who sent them, use the email introduction.
Referring an employer, a church or a nonprofit instead? Send them to For Organizations.
Have someone in mind?
Introduce them now
Start an email to your client with Foluke already copied. She picks it up from there.
Start the introductionWant to talk it through first?
Book a short call with Foluke and ask her anything before you send anyone.
Talk to Foluke firstWould rather talk to a person? Call Foluke on 323-505-2707 or email foluke@handinhandconsulting.net.